That Not So Impossible Taco Pie!

 

Many moons ago (back in the 1970s) there was a new recipe on the back of the Bisquick box that was all the rage.  My mom made it many times for a quick and economical supper and I’ve made it quite a few times myself.  Over the years I’ve tweaked it and made it my own.  Here is my version.

 

Quick & Easy Delicious Taco Pie

 

1 pound lean ground beef

3 cups cooked kidney, pinto or black beans, or a combination

1 small onion diced

1 small can diced green chiles

1 pkg. taco seasoning

3 eggs

1 cup milk*

½ cup complete (just add water) pancake mix, Jiffy mix or Bisquick

1 cup grated sharp cheddar cheese

 

Preaheat oven to 400°F.  In a large skillet brown ground beef with onion over medium heat until no longer pink, drain fat and add beans and taco season packet.  Combine well and simmer fifteen minutes.  Meanwhile, in a small bowl whisk eggs and milk with pancake mix until smooth.

 

Grease two deep dish 9 inch pie pans (or use one 9”X13” baking pan).  Divide meat mixture between both pie pans and sprinkle each one with half cup of cheese.  Carefully pour milk and egg mixture over both pies and bake approximately 25 minutes until top is set.  Allow to cool 15 minutes prior to serving.  Makes 16 servings.

 

*Don’t forget to use your special milk as it works perfectly in this recipe.

 

This pie is wonderful topped with shredded lettuce, sliced black olives, dollop of sour cream and some spicy salsa.  Leftovers reheat nicely and the best thing about this recipe is you that you can freeze one pie to thaw and bake later or do a large baking pan if you want leftovers through the week.  This is one of those recipes that takes a few ingredients and really gets a lot of mileage out of them.  The beans not only extend the ground beef, but they also add flavor and fiber, which we all need.  It is full of healthy proteins, fairly low in carbs and is absolutely delicious.  I hope you try this one.

 

Live Like You Work At Burger King!

 

Living beyond your means is a recipe for financial disaster.  All of my life, as a single mom, I made it my mission to live so, that if I had to, I could work at a fast food job and still manage to pay all of my bills.  With that in mind, I was careful not to rent too much apartment or buy too much house, too much car, too much anything that would cause me to have big credit card bills and live as simply and economically as possible.  If you, or you and your partner, would not be able to sustain you own cost of living on a Burger King income, then you are probably living beyond your means and your money is not going in the direction it should.

 

The best way to know if you are living within your means is to calculate your income based on the average fast food worker’s wage for the area you live.  In my case the average wage is $15 per hour.  If I calculate that it equates to $600 per forty hour work week or $2,600 a month, which is $31,200 a year before taxes.  If your expenses, as a single worker are more than that you are living beyond your means.

 

The average fast food manager’s wage where I live is $20 per hour, equating to $800 per forty hour work week or $3,466 a month, which is $41,600 per year before taxes.  If you have a partner and one of you is making more than the other or is in a managerial position, take this amount plus the average worker’s salary and that is what you would earn together.  However, there is one caveat when it comes to doing this and that is imagine what it would be like should one of you become unable to work or lost your job.

 

Just because you have it, doesn’t mean you need to spend it.  In fact the opposite is true.  You need to save.  Save, save, SAVE!  If you or you and your partner cannot sustain your current standard of living based on these wages and you have debt with no savings then it is time to review with a critical eye your current standard of living.  If you are unable to live on this lower income you are spending too much.

 

I remember one day picking my daughter up from band practice when she was in high school and she started telling me that her friend was “rich”!  His parents drove fancy cars and they all lived in a big fancy house in a fancy neighborhood and wore fashionable clothes and he had a really expensive clarinet and he had a music tutor, etc.  I listened to her chatter on and then when she was finished I said, “Honey, in all likelihood they aren’t rich they just have a lot of debt.  I’d be willing to wager that I have more money in my savings account than they do, if they even have one.”  I might’ve been wrong about that, but chances are I wasn’t.  She grew quiet and didn’t say anything more.  I thought she might be mad at me for saying that, but as we were about to arrive home she said, “You know, you’re probably right.”  I probably was.

 

Sudden job loss happens.  No one is recession proof or indispensable so don't kid yourself.  We can always be replaced by someone for a lower wage, a robot or even nowadays, AI.  I’ve lost jobs suddenly and unemployment insurance was only a third of my wages at the time.  However, because I was living like a fast food employee it was just enough to cover my mortgage and utilities until I was able to find another job.  I also had a stockpile of groceries and money in my savings account so I didn’t have to worry so much.

 

I’ll be going more in depth on other areas for living like a Burger King employee as time goes on, but for now take a good hard look at your income and how it compares to fast food wages in your area.  If you have one, discuss with your partner how you could manage on lowered wages and if you can’t then it is time to make some changes until you can.  It is important to live below our means and make sure you have some money in savings because you never know what could happen.  Better to be prepared and not need it then to need it and not have it.

 

Vow To Make 2026 Your Debt Freedom Year!

 

If you are carrying any debt whether it is with credit cards, car loans, personal loans or student loans vow, right now, to become a debt slayer in the upcoming year.  Make 2026 the year you decide not only to get rid of debt to but also to stay out of debt!  You can do this!

The rewards for debt freedom are tenfold, not the least of which is the peace of mind you gain from having financial security.  I have tons of great ideas for paying off debt and living debt free and we’ll be exploring a lot of those in the coming year so you will want to stay tuned.

 

As someone who lives a debt free life I can attest to the fact that this is the best way to live.  I work really hard for my money, always have, so I am not willing to waste it on things like interest or transaction fees.  Nothing give me greater pleasure than to pay cash for a car or to know that when the refrigerator died I had the funds to replace it without financing.

 

I am going to show you how to pay off your debt, create an emergency fund, establish a savings account and even save for retirement.  In the process you are going to live well and feel content.  More importantly you will feel relieved not to be burdened anymore with the weight of debt and the fear of what might happen next.

 

Financial security allows us to live life on our own terms.  We won’t have to stay at that dead end job we hate to go to because we can’t afford to leave.  We can work our dream jobs and even work less because we no longer need to earn more, more, more.  We can even make our money work for us instead of us working for money.

 

So what do you think?  Are you in?  Let’s do it!!!

Happy New Year!

 

Merry Christmas!

 

Investment Cooking For The Win! – Chili!

 

This is definitely the time of year when I appreciated a hot steaming bowl of chili, however there are so many more things I do with chili than to just eat it in a bowl.  I will often use it to make a nice variety of other main dishes that are sure to please.  First we start with a good recipe that is easy and doesn’t cost a lot of money to make.

 

Chili Con Carne

 

1½ cups dry pinto or kidney beans

1 cup dry black beans

1 lb. lean ground beef, pork or turkey

1 small onion, diced

1 Tbs. olive oil

1 15 oz. can tomato sauce

1 15 oz. can diced tomatoes and green chiles

1 envelope chili seasoning

 

Sort, rinse and soak beans overnight in cool water.  Drain and place in large slow cooker.  Cover with warm water and cook on high for 4 hours.  Stir occasionally adding water if needed.  Once beans are tender, brown meat and onions in olive oil.  Drain off any fat and place in slow cooker.  Add remaining ingredients and stir to thoroughly combine.  Cook additional two hours stirring occasionally.  Serve. 

You might want some cornbread to serve with this chili.

 

Cornbread

 

1 cup cornmeal

1 cup flour

1/4 cup sugar

1 Tbs. baking powder

1/2 tsp. salt

2 beaten eggs

1 cup milk

1/4 cup oil or melted butter

 

Mix your dry ingredients together in a large mixing bowl.  Add eggs, milk and oil stirring just to combine.  Pour batter into a lightly oiled 8" X 8" baking pan.  Bake 20 minutes in a preheated 425° oven or until a toothpick inserted in the center comes out clean. 

Now that you have a delicious pot of chili you can enjoy it as is or try some of these other tasty ideas.  We are taking the premise of Rice & Beans to a whole new level!

 

Loaded Nachos – spread a bag of tortilla chips onto a large baking sheet pan.  Top with a handful of grated cheese and then dollop with spoonfuls of chili.  Sprinkle another handful of grated cheese over the chili along with some diced onion, sliced black olives and diced Roma tomato or your drizzle with your favorite salsa.  Slide the pan into a preheated 400°F oven and allow to bake until cheese melts and chips just begin to brown.  Remove from oven and serve along with sour cream and guacamole or avocado slices. 

Rice Bowl – place a half cup of cooked rice in a bowl and top with a cup of hot chili.  Sprinkle with grated cheddar cheese and top with a dollop of sour cream.  Garnish with sliced green onion.

 

Tamale Pie – Fill a lightly oiled nine inch deep dish pie pan or an eight inch square pan with chili leaving one inch of space from the top edge.  You can stir in a cup of frozen corn into the chili first if you like.  Sprinkle half a cup of grated cheddar over the chili.  Mix up a batch of cornbread and spread batter over top of chili and cheese.  Bake in a preheated 400°F oven until chili is bubbly and cornbread is thoroughly cooked (test the center with a toothpick).  Remove from oven, sprinkle with another half cup of grated cheddar and allow to cool at least fifteen minutes before serving.  Top with a dollop of sour cream if desired. 

Chili Dogs – Toast four hotdog buns.  Slice four beef franks in half, not quite all the way through, and pan fry.  Place a frank on each bun and top with a couple spoonfuls of hot chili, a sprinkle of cheese and diced onion. 

Chili Stuffed Baked Potato – Bake four medium potatoes until tender, split and fluff the insides with a fork.  Add a bit of butter to the potato, salt and pepper.  Top with a few spoonfuls of hot chili, sprinkle with some cheese and add a dollop of sour cream.  Garnish with some sliced green onions. 

Taco Salad – place two cups of salad greens onto a plate.  Top with a cup of hot chili.  Sprinkle with cheese and drizzle with salsa.  Add sliced olives, diced tomato, sliced green onions, and then drizzle with ranch salad dressing.

 

This is rice & beans I can live with!

Leftover chili also makes an excellent filling for a cheese omelet.  Use up leftover chili by adding it to a batch of beef and bean burrito filling or stir it into a pot of taco soup.  Enjoy!

 

 

Don’t Let Meal Planning Overwhelm You!

 

I have talked multiple times about how important it is to have a meal plan as a way to save tons of money on your overall food expenses.  Sometimes it can feel overwhelming to sit down and come up with that plan week after week or you simply run out of time.  In that case try simplifying the process.  This idea isn’t entirely mine as I was inspired by a Youtuber at Simple Food Simple Life and I think it is brilliant!

 

A blueberry muffin with 1/2 a large apple sliced

Breakfast – keep it super simple with toast or and English muffin and peanut butter or a toasted bagel with cream cheese plus a piece of fruit like a banana, pear, nectarine or an apple.  Some of us, and I include myself here, may not be ready to eat early in the day and if that is the case, then skip it.  Instead, opt for a mid morning snack, brunch or an early lunch when your stomach is ready for food.

 

A cup of split pea soup w/half a tuna salad sandwich & lettuce

Lunch – a cup of soup and half a sandwich.  Done!  With so many soup options and varieties of sandwiches it will take a good long while before you get tired, if you even do.  This combo allows you to hit all of the nutrition points too.  Also of note is that a serving of bread is one slice, but if you feel a half sandwich isn’t enough to keep you going, by all means make a whole sandwich.  Try it with the half sandwich first though because I found it surprisingly filling.

 

Beef stroganoff over rice w/broccoli

Dinner – a starch, a protein and a vegetable (fresh or cooked or a combination).  I try to avoid too many starches myself, but if you handle them well then select healthy options like rice or potatoes.  To make it easy try coming up with a simple meal plan for suppers that you can mix and match over a couple of weeks.

 

Small bananas & mandarins

Yogurt w/diced nectarine

Snacks – a piece of fruit, nuts, raw veggies with some salad dressing, a couple slices of cheese, half a apple sliced with a spoonful of peanut butter, a yogurt cup, etc.  Healthy snacks like these help fill in the nutritional gaps so you are sure to get all of your daily nutrients.  Stay away from ultra processed foods.

 

Chicken fried rice, egg drop soup & a green salad

Burger with lettuce & tomato plus potato salad for Diner Nite

Have themes – maybe Sunday is chicken, Monday is leftovers, Tuesday is Mexican food, Wednesday is soup and salad, Thursday is pasta, Friday is hamburgers or steaks, Saturday is pizza.  You get the idea.  Tailor it to fit your family’s particular tastes.

 

Tacos!

Meatloaf, small baked potato w/sour cream & vegetables

Your meal plans don’t need to be overly elaborate, but to save money and stay on budget you do need a plan of some sort.  Get your family involved in the meal planning so it isn’t always on you to make it happen and make sure they are helping with the cooking and clean up, especially the kids.  Life lessons they’ll need to learn for later on in life.  Keep it simple in order to keep it successful!